So the other day I was talking to a close friend and he asked, “You must be worried. There’s so much uncertainty in the world right now. There is no guarantee of income and the future is bleak.”
So I started thinking. Yes I should be worried. But then I remembered: I am terrible at worrying. Am just no good with it. Worrying always rendered me frustrated, then angry, then numb, which interfered with my daily work, which in turn meant I never got anything done and I angered many people, which always ended with my situation at its very worst.
Thankfully, my youth is behind me and I now have responsibilities. And there is an exhilarating freedom in having the responsibility of others. As a parent, as a householder, management executive, startup owner, elder in one’s family … there is exhilarating freedom from the fear for myself. God has blessed me with the responsibility of taking care of others, and that means I have to find a way out for the sake of those I am responsible for. Can’t really waste any time losing patience or worrying.
And so, I am striving to stay gainfully occupied, collaborating with my wife on alternative financial approaches and optimising the learning environment for the children, discussing with management colleagues and co-Founders how to protect business, working with auditors to schedule tax payments and reduce liabilities, discussing with the children how they can effectively construct their learning, calling family and friends to see how they are doing … and also spending time writing and designing. My day is no different today than it was before the coronavirus lockdown began. The degree of difficulty has significantly increased in certain areas, but there is also ease in other areas. That’s life isn’t it?
But what about the big questions? I may have decided not to worry but I still need to answer those questions. So here are the answers I found for myself:
1. So what happens if I die? Well, that’s why it’s important to have a Will, adequate insurance to take care of personal liabilities and a Business Continuity Plan.
2. What happens if there is loss of income or work collapses? In that scenario, will talk to the banks about deferring personal mortgages, look for business loans at deferred interest. I have assumed it’s going to be a tough 12 months, so costs have been cut, and am continuously looking for new business and creating new products.
Those are pretty much the main considerations: death and loss of income. The rest is all quality-of-life icing and not important.
Good Morning World. In times of crisis, it is important to keep my mouth shut, plan for the worst, work harder, and sleep well.