If you don’t have money, you have very slim prospects of creating wealth.

If you don’t have money but have a good idea, you can increase your slim prospects of creating wealth.

If you don’t have money but have a good idea but are unwilling to invest your time to make the idea work, it is unlikely that you will create wealth.

If you have money but are not willing to risk it, it is unlikely that you will create wealth.

If you have money and have a good idea, you have good prospects of creating wealth.

If you have money and have a good idea, and are willing to invest your time and money to build the idea, you have very good prospects of creating wealth.

If you have money and ideas and are willing to invest both and take calculated risks in people, outcomes and growth, you have excellent prospects to create wealth.

If you have money and ideas and people and the willingness to assume responsibility of the futures of those people, and have the acumen to balance risks with outcomes and you do all this to create stuff that is of utility and benefit to a wider world, then, you are assured of creating sustainable wealth.